Legal

TERMS OF USE, LEGAL NOTICE & PRIVACY POLICY

Hypo Alpe Adria Alumni Club
Last updated: February 26, 2026

1. Introduction

This website, hypoalpeadria.com (the "Website"), is operated as a private and independent alumni initiative (the "Operator"). It is not affiliated with any former or current Hypo Alpe Adria, HETA Asset Resolution, or any related entity.

The Website is intended solely as an independent community and networking point for former employees, alumni, and historically connected persons who wish to remain in contact on a private and informal basis.

By accessing or using this Website, you agree to be bound by the terms set forth below (the "Terms"). If you do not agree, you must discontinue use immediately.

PART I - LEGAL NOTICE & INDEPENDENCE

2. Independent Initiative - No Affiliation

2.1. The Website is an unofficial, private, and independent alumni initiative. It is not affiliated with, endorsed by, authorised by, sponsored by, operated by, controlled by, or otherwise connected to any entity historically or currently known as:

  • Hypo Alpe-Adria-Bank
  • Hypo Group Alpe Adria
  • HETA Asset Resolution

or any of their respective parent companies, subsidiaries, affiliates, branches, predecessors, successors, assigns, insolvency administrators, liquidators, receivers, or related entities (collectively, the "Referenced Entities").

2.2. Nothing on this Website shall be construed as creating or evidencing any legal, corporate, ownership, operational, management, employment, representative, agency, partnership, joint venture, fiduciary, financial, regulatory, successor-in-law, or other formal relationship between the Operator and any Referenced Entity.

2.3. The Website does not represent the official position, business, legal interests, management, ownership, historical continuity, or successor status of any Referenced Entity.

2.4. All references to any Referenced Entity are made solely for nominative, referential, historical, descriptive, and alumni identification purposes.

2.5. The Website is not intended to, and does not, create any impression that it is an official continuation, revival, successor, replacement, archive, department, or authorised alumni body of any Referenced Entity.

3. Historical Names, Trademarks, Logos & Other Rights

Any historical reference on the Website is used solely to identify the alumni community's historical background and does not indicate any present legal, commercial, or institutional continuity.

3.1. Certain names, logos, marks, get-up, identifiers, historical references, and visual elements mentioned or displayed on the Website may be protected by trademark law, copyright, design rights, unfair competition law, passing-off principles, database rights, or other proprietary rights belonging to their respective owners.

3.2. The Operator does not claim any ownership in, licence to, or proprietary right over any third-party mark, logo, trade name, visual identity, or other protected subject matter, except where expressly stated.

3.3. Any use of historical names or references on the Website is intended solely for descriptive and referential identification of the alumni community's historical background and shall not be interpreted as implying endorsement, sponsorship, authorisation, approval, affiliation, continuity, or economic connection.

3.4. Where historical names, marks, or visual references are used, such use is intended to be limited, proportionate, referential, and non-assertive, and not as a claim of brand ownership or official status.

3.5. If you are a rights holder or authorised representative and believe that any content on the Website infringes intellectual property rights, personality rights, privacy rights, or creates a likelihood of confusion, you may contact the Operator at:

admin@hypoalpeadria.com

Please include sufficient detail to identify the allegedly infringing material and the basis of your request. The Operator reserves the right to investigate, restrict, remove, modify, or disable relevant content at its discretion and without admission of liability.

3.6. Nothing in these Terms shall be interpreted as granting any user any right or licence to use any third-party trademark, logo, brand element, image, text, or protected content appearing on the Website.

4. Website Purpose and Nature of Content

4.1. The Website exists exclusively as an independent alumni and networking initiative for private community-building, communication, historical context, and professional reconnection.

4.2. The Website does not provide and must not be relied upon as providing:

  • legal advice,
  • financial advice,
  • banking services,
  • investment services,
  • tax advice,
  • regulatory advice,
  • employment advice,
  • corporate advice,
  • compliance advice,
  • or any other regulated or professional service.

4.3. All information on the Website is provided for general informational purposes only and may be incomplete, summarised, outdated, or subject to interpretation.

4.4. Users remain solely responsible for independently verifying any information before acting upon it.

PART II - TERMS OF USE

5. User Eligibility and Acceptable Use

5.1. You may use the Website only in compliance with applicable law and these Terms.

5.2. You agree not to:

  • use the Website for any unlawful, fraudulent, misleading, abusive, or harmful purpose;
  • impersonate any person or entity or falsely suggest affiliation with any person or entity;
  • publish or transmit defamatory, infringing, false, deceptive, harassing, discriminatory, offensive, or unlawful content;
  • upload or disclose personal data of third parties without an appropriate legal basis;
  • attempt to gain unauthorised access to any account, system, server, database, or network connected to the Website;
  • interfere with the Website's integrity, availability, or security;
  • use the Website in any manner that could create confusion as to the status, ownership, sponsorship, or affiliation of the Website.

5.3. If the Website permits submissions, messages, or community participation, you remain solely responsible for the legality, accuracy, and appropriateness of any content you submit.

5.4. By submitting any content to the Website, you represent that:

  • you have the right to submit it;
  • the submission does not infringe third-party rights;
  • the submission does not violate applicable law;
  • and the Operator may review, store, display, remove, or restrict such content for purposes of operating and protecting the Website.

6. User-Generated Content Disclaimer

6.1. Any opinions, statements, biographies, historical recollections, comments, or submissions made by users or community participants are solely those of the respective authors.

6.2. Such content does not necessarily reflect the views of the Operator and shall not be attributed to any Referenced Entity.

6.3. The Operator is under no obligation to monitor all submissions but may do so at its discretion for compliance, moderation, legal, or security purposes.

7. External Links and Third-Party Services

7.1. The Website may contain links to third-party websites, platforms, or services, including social media platforms such as LinkedIn.

7.2. Such third-party services are outside the Operator's control. The Operator is not responsible for the availability, content, security, terms, or privacy practices of any third-party website or service.

7.3. Accessing third-party websites is at your own risk and subject to the terms and policies of those third parties.

8. Disclaimer of Warranties

8.1. The Website is provided on an "as is" and "as available" basis.

8.2. To the fullest extent permitted by applicable law, the Operator makes no representation or warranty, express or implied, regarding:

  • uninterrupted availability,
  • accuracy,
  • completeness,
  • reliability,
  • fitness for a particular purpose,
  • non-infringement,
  • compatibility,
  • or security of the Website or its contents.

8.3. The Operator does not warrant that the Website will be free from errors, delays, vulnerabilities, malware, or temporary outages.

9. Limitation of Liability

9.1. To the fullest extent permitted by applicable law, the Operator shall not be liable for any direct, indirect, incidental, special, punitive, exemplary, or consequential loss or damage arising out of or in connection with:

  • access to or use of the Website,
  • inability to access the Website,
  • reliance on Website content,
  • technical interruption,
  • deletion or corruption of data,
  • security incidents,
  • third-party actions,
  • user-generated content,
  • or linked third-party services.

9.2. Nothing on the Website creates any responsibility on the part of the Operator for the historical or current business, legal, regulatory, contractual, or financial affairs of any Referenced Entity.

9.3. Nothing in these Terms excludes or limits liability to the extent such exclusion or limitation is prohibited by applicable law.

10. Indemnity

You agree to indemnify and hold harmless the Operator from and against claims, liabilities, costs, losses, damages, and expenses (including reasonable legal costs) arising out of or related to:

  • your breach of these Terms,
  • your unlawful use of the Website,
  • your infringement of any third-party right,
  • or your submission of unlawful or misleading content.

11. Changes, Suspension, and Termination

11.1. The Operator may modify, suspend, discontinue, or restrict any part of the Website at any time, with or without notice.

11.2. The Operator may amend these Terms from time to time. The updated version will be posted on the Website with an updated "Last updated" date.

11.3. Continued use of the Website after publication of updated Terms constitutes acceptance of those updated Terms.

12. Governing Law and Jurisdiction

12.1. These Terms shall be governed by and interpreted in accordance with the laws of Republic of Croatia, excluding its conflict-of-laws rules, unless mandatory law requires otherwise.

12.2. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts, unless mandatory law provides otherwise.

12.3. Nothing in this clause limits the application of mandatory data protection, consumer, or other overriding legal provisions that may apply under applicable law.

PART III - PRIVACY POLICY (GDPR ENTERPRISE VERSION)

13. Data Controller

13.1. The controller responsible for personal data processing for the purposes described in this Privacy Policy is:

Daniel Vnuk
Email: admin@hypoalpeadria.com

The Data Controller determines the purposes and means of processing in accordance with Article 4(7) GDPR.

14. Categories of Personal Data

Depending on how you interact with the Website, we may process the following categories of personal data:

  • identification data, such as your name;
  • contact data, such as your email address;
  • professional or alumni-related background information voluntarily provided by you;
  • social media profile details, such as LinkedIn profile information voluntarily submitted by you;
  • communications and correspondence you send to us;
  • technical and usage data, such as IP address, browser type, device information, referring pages, timestamps, and server log data;
  • any other information you voluntarily provide.

We do not intentionally request or require special categories of personal data unless strictly necessary and lawfully justified.

15. Purposes of Processing

We process personal data only insofar as necessary for one or more of the following purposes:

  • operating and administering the Website;
  • responding to enquiries and communications;
  • organising and maintaining alumni-related community contact;
  • assessing participation or access requests;
  • maintaining Website security, integrity, and abuse prevention;
  • maintaining technical logs and system functionality;
  • complying with legal obligations;
  • establishing, exercising, or defending legal claims.

16. Legal Bases for Processing

We process personal data on one or more of the following legal bases under the GDPR, as applicable:

16.1. Consent - Article 6(1)(a) GDPR

Where you voluntarily provide information through a form, tick a consent box, or otherwise clearly agree to a specific processing activity.

16.2. Legitimate Interests - Article 6(1)(f) GDPR

Where processing is necessary for our legitimate interests, in particular:

  • operating and protecting the Website;
  • facilitating alumni community coordination;
  • responding to user enquiries;
  • preventing misuse, fraud, and unauthorised access;
  • maintaining records necessary for the safe and lawful operation of the initiative.

Where we rely on legitimate interests, we do so only after considering and balancing such interests against your rights and freedoms.

16.3. Legal Obligation - Article 6(1)(c) GDPR

Where processing is necessary to comply with applicable legal obligations.

16.4. Legal Claims - Article 6(1)(f) GDPR and/or applicable law

Where processing is necessary for the establishment, exercise, or defence of legal claims.

17. Consent

17.1. Where processing is based on your consent, such consent must be freely given, specific, informed, and unambiguous.

17.2. You may withdraw your consent at any time by contacting: admin@hypoalpeadria.com

17.3. Withdrawal of consent does not affect the lawfulness of processing carried out before withdrawal.

18. Recipients

Your personal data may be disclosed, strictly on a need-to-know basis, to the following categories of recipients:

  • hosting providers;
  • IT service providers and security providers;
  • website administration providers;
  • communication tool providers;
  • professional advisers, where necessary;
  • competent authorities, courts, regulators, or law enforcement bodies, where legally required or justified.

We do not sell personal data.

19. International Transfers

19.1. Personal data is primarily processed within the European Economic Area (EEA), where feasible.

19.2. If personal data is transferred to a country outside the EEA, such transfer will take place only where a lawful transfer mechanism exists, including, where applicable:

  • an adequacy decision by the European Commission;
  • Standard Contractual Clauses;
  • or another safeguard recognised under Chapter V GDPR.

19.3. You may request further information about applicable transfer safeguards by contacting us at admin@hypoalpeadria.com.

20. Data Retention

We retain personal data only for as long as reasonably necessary for the purposes for which it was collected, including:

  • correspondence and contact requests: for as long as necessary to respond and manage follow-up, and thereafter for a reasonable administrative period;
  • alumni participation data: for as long as the relevant alumni relationship or community participation remains active, or until deletion is requested where applicable;
  • technical log data: for a limited period reasonably necessary for security, troubleshooting, and system administration;
  • data required for legal compliance or dispute handling: for as long as necessary under applicable law or for the establishment, exercise, or defence of legal claims.

When retention is no longer necessary, data will be deleted, anonymised, or securely restricted, unless continued retention is required by law.

21. Data Security

We implement reasonable and appropriate technical and organisational measures designed to protect personal data against accidental or unlawful destruction, loss, alteration, unauthorised disclosure, or unauthorised access.

Such measures may include, where implemented and appropriate:

  • encrypted transmission via HTTPS;
  • access restrictions;
  • authentication controls;
  • server and infrastructure security measures;
  • backups, logging, and monitoring where appropriate.

However, no website, transmission method, or storage system can be guaranteed to be completely secure.

22. Data Subject Rights

Subject to applicable law, you may have the right to:

  • request access to your personal data;
  • request rectification of inaccurate data;
  • request erasure of personal data;
  • request restriction of processing;
  • object to processing based on legitimate interests;
  • receive data portability where applicable;
  • withdraw consent at any time where processing is based on consent;
  • lodge a complaint with a competent supervisory authority.

To exercise your rights, please contact: admin@hypoalpeadria.com

We may need to verify your identity before responding to your request.

23. Right to Object

Where we process your personal data on the basis of legitimate interests, you have the right to object to such processing on grounds relating to your particular situation.

If you object, we will cease such processing unless we demonstrate compelling legitimate grounds for the processing which override your interests, rights, and freedoms, or unless processing is necessary for legal claims.

24. Complaint to Supervisory Authority

You have the right to lodge a complaint with a competent data protection supervisory authority, in particular in the EU Member State of your habitual residence, place of work, or place of the alleged infringement.

Primary supervisory authority for the Operator is:

Croatian Personal Data Protection Agency
Ulica Metela Ožegovića 16
HR - 10 000 Zagreb
Croatia

E-mail: azop@azop.hr
Web: http://www.azop.hr

25. Provision of Data

The provision of certain personal data may be necessary in order for us to respond to your enquiry, consider your participation request, or operate relevant Website functions.

If you choose not to provide certain data, we may be unable to respond, verify eligibility, or provide relevant Website-related interaction.

26. Source of Data

We generally collect personal data directly from you.

If, in a specific case, personal data is obtained from another source, such as a publicly available professional profile or a referral from another alumni participant, we will process such data only where there is an appropriate legal basis.

27. Cookies and Similar Technologies

27.1. The Website may use strictly necessary technical cookies or similar technologies required for core website functionality, security, load balancing, or basic technical operation.

27.2. If non-essential cookies, analytics tools, embedded third-party media, tracking technologies, or similar services are introduced, they will be subject to appropriate notice and, where legally required, prior consent.

27.3. You may contact us for further information regarding the Website's current use of cookies or similar technologies.

28. Children

The Website is not directed to children, and the Operator does not knowingly collect personal data from children.

If you believe that personal data of a child has been provided to the Website without appropriate authorisation, please contact us so that appropriate action can be taken.

29. Contact

For legal, compliance, privacy, takedown, or general Website matters, please contact:

Daniel Vnuk
Email: admin@hypoalpeadria.com

30. Severability

If any provision of these Terms is held to be invalid, unlawful, or unenforceable, the remaining provisions shall remain in full force and effect to the maximum extent permitted by law.

31. Entire Understanding

These Terms constitute the entire understanding between you and the Operator regarding the Website, except where mandatory law requires otherwise.